heredago's blog

June 27, 2011

santa clauss

Filed under: Uncategorized — heredago @ 21:03

June 26, 2011

world map

Filed under: Uncategorized — heredago @ 19:58

June 24, 2011

How to use an unlocked iphone on tmobile (mms fix)

Filed under: Uncategorized — heredago @ 06:29

t-mobile mms fix
install source in cydia
then install t-mobile mms fix

let the phone reboot and then go to settings
and make sure your apns match these
user: blank
pass: blank
mms max:1048576
mms ua:

then go back a page
only turn on data roaming and cellular data
manually turn off the phone and then turn on
and that should be it


June 23, 2011

This is how to win an eating contest.

Filed under: Uncategorized — heredago @ 21:01





This is how to win an eating contest.

June 11, 2011

RFD eFunds to ETF couch potato couchpotato

Filed under: Uncategorized — heredago @ 18:05
[QUOTE=S5;13009957]Assuming you have 100k in e-series you are only paying about $420 in MERs per year vs about $2500 if you had the average mix of retail mutual funds. It's hard to make major improvements on something as good as e-series. You should look at Vanguard's ETFs for low fees, exceptional tracking errors(often below their MERs!) and great tax efficiency. You'll need to convert CAD to USD but that need not cost much these days with either Norbert's gambit or using these new Horizon  currency ETFs. [url][/url]

Other than for Canadian content, it's best to avoid all Canuck ETFs if you want to save on fees. You should concentrate on comparing each asset class separately rather than just looking at the overall portfolio MERs on that CCP page. Your EAFE e-fund is running you 0.50% vs 0.12% for the corresponding VEA. Your US e-fund costs you 0.34% and only holds 500 stocks vs 0.07% for VTI which holds over 3300. You can also gain access to emerging markets which you couldn't do with e-series, VWO costs just 0.22%.

So basically you've figured out that switching to portfolio #1 from e-series is a massive waste of time($50 a year but likely breakeven or so after commissions). Consider portfolios #2, #4 or a combination of both to save more fees and make the ETF switch worthwhile.

$10 is what most of us who don't want to deal with Questrade pay. You can cut in half if you are willing to deal with problems.[/QUOTE]

Filed under: Uncategorized — heredago @ 09:10

Internet K-Hole is an image blog consisting mostly of anonymous snapshots and Polaroids from the 1970s through the 1990s presented at random without description or context that go on for ever and ever and ever. (Some images NSFW.)

June 9, 2011

The safe and easy way to activate Windows.

Filed under: Uncategorized — heredago @ 16:15

Windows Loader – Current release information

General instructions to fix activation problems

Using a BIE release or another activation solution?

How can I convert from RemoveWAT to this loader?

Common questions and answers

WAT Fix – Fix your activation problems

WAT Fix will:

  • Uninstall RemoveWAT
  • Uninstall HAL7600
  • Correct file permissions
  • Correct important system files
  • Correct services required for activation
  • Correct VBS file associations
  • Remove Microsoft entries from the HOSTS file


Warning: Do not close WAT Fix while it’s running.


June 5, 2011

Unfocused Scrolling

Filed under: Uncategorized — heredago @ 19:53

Unfocused Scrolling

It’s a small annoyance, but one of the biggest problems I had with Windows was that you can only scroll up and down with the scroll wheel on the window that’s in focus. In OS X, you can scroll in whatever window your cursor is hovering over, even if it isn’t the front window. A great little utility called KatMouse fixes this problem beautifully. Just install it, let it run at startup, and scrolling will work everywhere.

windows 7 os x osx mac mouse

quickly share disposable images

Filed under: Uncategorized — heredago @ 19:32

quickly share disposable images

mPPP Is a Web-Based MP3 Search Engine That Slurps Music Straight to Dropbox

Filed under: Uncategorized — heredago @ 19:32

mPPP Is a Web-Based MP3 Search Engine That Slurps Music Straight to Dropbox

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